Payment Method

Thank you for shopping with Fanci.

This Payment Policy explains how payments are accepted and processed on our website, as well as the payment methods available, security measures used, currency information, taxes, refunds, and other payment-related matters.

1. Accepted Payment Methods

Fanci offers several secure payment options to provide customers with a convenient and reliable checkout experience.

We currently accept Visa, MasterCard, American Express, Discover, Shop Pay, Apple Pay, Google Pay, and PayPal.

Payment must be completed in full at the time the order is placed.

The payment methods available to you may vary depending on your location, device, browser, or the payment services supported at checkout.

2. Payment Security

Protecting your payment information is important to Fanci.

Our website uses secure checkout technology and industry-standard security measures designed to protect your personal and payment information during transactions.

Payment information is transmitted using SSL encryption and processed through trusted third-party payment providers.

Fanci does not store or have direct access to your complete credit or debit card information on our own servers. Sensitive payment details are securely handled by the payment provider used to complete your transaction.

3. Currency

All prices displayed on the Fanci website are listed in U.S. Dollars (USD).

If your bank, card issuer, or payment provider operates in another currency, your transaction may be converted into your local currency.

The exchange rate used and any international transaction, conversion, or processing fees are determined by your bank or payment provider and are outside Fanci's control.

4. Order Charges

When you place an order with Fanci, you authorize us and our payment providers to charge the payment method selected during checkout for the total amount of your purchase.

The amount charged may include the price of the products purchased, applicable sales taxes, shipping charges where applicable, and any other fees or charges clearly disclosed during checkout.

Your complete order total will be displayed before you finalize and submit your purchase.

By completing your order, you confirm that you are authorized to use the payment method provided.

5. Sales Tax

Applicable sales tax may be calculated based on your shipping destination and relevant tax requirements.

Where sales tax applies, the amount will be displayed during checkout before your payment is completed.

Tax rates and requirements may vary depending on the delivery location and applicable laws.

6. Payment Authorization

When an order is submitted, your selected payment method may be subject to authorization or verification by the relevant bank, card issuer, or payment provider.

An order may not be completed if payment authorization cannot be successfully obtained.

In certain situations, you may see a temporary authorization or pending transaction on your account before the payment is fully processed. The handling and timing of these authorizations are controlled by your financial institution.

7. Failed or Declined Payments

If your payment is declined or cannot be completed, please confirm that the payment information entered during checkout is correct.

You should also make sure that sufficient funds or available credit are available and that your bank or payment provider has not placed restrictions on the transaction.

If the problem continues, we recommend contacting your bank, card issuer, or payment provider directly for additional information.

For privacy and security reasons, Fanci may not receive the specific reason why a payment was declined.

8. Fraud Prevention and Payment Verification

Fanci takes reasonable steps to help protect customers and our business from unauthorized or fraudulent transactions.

Certain orders may be subject to additional review before they are processed.

If an order appears unusual, suspicious, or requires additional verification, Fanci may contact the customer using the information provided during checkout.

We may temporarily hold, decline, or cancel an order when reasonably necessary to verify payment information or reduce the risk of fraud or unauthorized activity.

If Fanci cancels an order after payment has already been successfully collected, the applicable refund will be returned to the original payment method according to our refund procedures.

9. Refunds

Approved refunds are issued to the original payment method used when placing the order.

Refund processing times may vary depending on the circumstances of the return or cancellation and the customer's bank, card issuer, or payment provider.

Please refer to our Return & Refund Policy and Cancellation Policy for additional information regarding refund eligibility, return requirements, cancellation conditions, and processing timelines.

10. Payment Method Changes

Once an order has been successfully submitted and payment has been processed, we generally cannot change the payment method associated with that order.

If you need to use a different payment method, please contact Fanci as soon as possible.

Depending on the order status, it may be necessary to cancel the existing order, if cancellation is still available, and place a new order using your preferred payment method.

Any cancellation request will be handled according to our Cancellation Policy.

11. Pricing Errors

Fanci makes reasonable efforts to ensure that product prices and checkout information are accurate.

However, in the event of an obvious pricing, technical, or checkout error, Fanci reserves the right to review the affected order before fulfillment.

If an order cannot be completed because of a confirmed pricing or technical error, we may cancel the order and issue a refund to the original payment method for any amount already collected.